Medicare & Health Insurance Guidance Serving Pennsylvania— From a Registered Nurse Who Knows How It All Works
RN Insurance Navigators helps people navigate Medicare, health insurance, and insurance problems with the clinical background to understand not just the plans, but what they actually cover when they are needed most. Based at 45 W. Brandt Blvd. in Salunga, PA, serving Lancaster County and central Pennsylvania — in person, near you.
Insurance Is Complicated. The Stakes Are Too High to Figure It Out Alone.
Health care and medical bills are among the biggest financial risks most people will ever face. The decisions made about coverage — which plan, when to enroll, what to do when something goes wrong — can have consequences that last years.
Most people pick a plan based on the premium, sign up, and hope for the best. Then a claim comes back denied, a hospital bill arrives with numbers that do not add up, or a family member needs long-term care and no one knows how to pay for it.
Wendy Tribioli built RN Insurance Navigators because that gap between health care and health insurance deserves someone who understands both sides of it.
How RN Insurance Navigators Helps Central PA Residents
Medicare Guidance
Turning 65 is one of the most consequential financial decisions a person will make — and most people make it without enough information. Wendy starts with a full health and financial assessment before comparing any plans. The goal is the right coverage, not the lowest premium.
Individual & Family Health Insurance
Not yet on Medicare? Whether self-employed, retiring early, or recently off an employer plan, Wendy helps individuals and families find coverage that fits their actual situation — doctors, budget, and all.
Consulting & Advocacy
RN Insurance Navigators provides expert consulting and advocacy when enrollment alone isn’t enough—helping clients resolve denied claims, understand questionable medical bills, plan for long-term care costs, and navigate Social Security disability.
Why Work With a Registered Nurse?
Most insurance brokers understand plans. Wendy Tribioli understands what happens when a patient actually uses one.
Twenty years in healthcare — ER nursing, Medicare billing, insurance regulations for a nonprofit health organization — means Wendy does not just read a plan's Summary of Benefits. She understands what the coverage actually does when a claim is filed, a procedure needs prior authorization, or a bill comes back with numbers that do not match what was supposed to be covered.
Every engagement begins with a real assessment: health history, medications, preferred providers, financial picture. Then the options. Then a recommendation that is honest about the tradeoffs.
What Clients Receive
An independent broker with no quota and no carrier loyalty
A health and financial needs assessment before any plan recommendation
Ongoing support after enrollment — billing questions, claims help, annual reviews
Fee-based consulting and advocacy for denials, billing disputes, and long-term care decisions
Free educational Q&A sessions at Lancaster County libraries twice a month
Individuals Wendy Works With Every Day
Seniors & Medicare Recipients Turning 65, already on Medicare, or reviewing coverage during Annual Enrollment Period
Wendy helps clients understand what they have, what they are missing, and what to change.
Self-Employed Individuals No employer plan, no HR department
Wendy helps freelancers, contractors, and small business owners find affordable coverage through Pennie and understand what they actually qualify for.
Early Retirees Retired before 65 and need to bridge the gap to Medicare?
This is one of the most misunderstood coverage situations — and one of the best opportunities for subsidy savings most people do not know about.
Family Caregivers Helping a parent navigate a billing dispute, a denial letter, or a long-term care decision?
Wendy works with adult children and caregivers across who need a clinical and insurance expert in their corner.
Serving Lancaster County and Surrounding Communities — Near You
RN Insurance Navigators is based at 45 W. Brandt Blvd. in Salunga, PA — centrally located in Lancaster County and accessible from communities across the region. Wendy serves clients throughout Lancaster County including Lancaster city, Manheim, Lititz, Ephrata, Elizabethtown, Mount Joy, Columbia, Quarryville, and Millersville. She also serves clients in York, Hershey, and across York and Dauphin Counties.
In-person appointments are available Monday through Friday, 9am to 5pm. Free Medicare and insurance Q&A sessions are held at local Lancaster County libraries twice monthly — no appointment required.
If you are searching for a Medicare agent or health insurance advisor near you in Lancaster County or central Pennsylvania — the office is local, the guidance is in person, and the approach is unlike any other broker in the area.
What Clients Are Saying
Trusted Partners &
Community Conncetions
RN Insurance Navigators is a trusted community referral partner for local businesses. When these folks need a Medicare and insurance expert-they call Wendy
Free Insurance Education — Twice a Month at Lancaster County Libraries
Wendy holds free Q&A sessions at local Lancaster County libraries twice each month. No sales pitch, no appointment needed, no obligation — just plain-language answers to real insurance questions from people in the community.
If understanding Medicare or health insurance options has been on the to-do list for a while, a library session is the way to start. Or call directly at 717-807-7900.
Ready to Stop Guessing About Your Insurance?
Whether enrolling in Medicare for the first time, looking for health insurance that fits a budget, or dealing with a billing problem no one else has been able to solve — RN Insurance Navigators is here to help.
The office is in
Salunga, PA — right in the heart of
Lancaster County, serving
Lancaster,
York, and
Dauphin Counties in central Pennsylvania. In-person appointments are available Monday through Friday, 9am to 5pm.
45 W. Brandt Blvd., Salunga, PA 17538 Monday–Friday, 9:00 am – 5:00 pm wendy@RNsurance.net
